With automatic payment deductions, you know you need to have that money available when the bill collector comes a knocking.

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Nearly one-quarter are likely to add an option for employees to elect an automatic payment option from the plan over an extended time.

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But the bigger problem is the danger that folks who already have an automatic payment in process will cower and send in that check.

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In addition, individuals who die and are subject to federal estate tax can obtain an automatic payment plan to the extent that the tax is attributable to actively managed real estate businesses.

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There will be no fees to the consumer to buy or sell the stock, Schneider said, and payment can be made by automatic withdrawal, credit card, or debit card.

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