The fact of the matter is, is that most of the increases in this year's budget, this past year's budget, were not as a consequence of policies that we initiated but instead were built in as a consequence of the automatic stabilizers that kick in because of this enormous recession.
In a strange way, the 401(k)-tapping phenomenon is an unintended consequence of the trend toward automatic enrollment in the plans, designed to get more workers to save for retirement.
They haven't come together and done their jobs, and so as a consequence, we've got these automatic, brutal spending cuts that are poised to happen next Friday.