Rather than creating complex newsletters sent in email, they can auto-generate a daily newspaper for particular topics or products.

FORBES: Is This What Tom Cruise Reads on Twitter?

While moving many auto loans off its balance sheet, GMAC is also pumping more capital into its fast-growing mortgage and insurance businesses, which generate higher margins than auto financing.

FORBES: GM's Profit Engine Faces Bumpy Road

Who would generate auto loans, mortgages and business credit if banks operated only as checking-account processors?

FORBES: Dollarize Emerging Markets