The firm uses statistical analysis to predict default rates from borrower attributes like income and past payment habits.

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Nursing professor Karen Kehl, in an article called "Moving Toward Peace: An Analysis of the Concept of a Good Death, " ranked the attributes of a graceful death, among them: being comfortable and in control, having a sense of closure, making the most of relationships and having family involved in care.

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Despite all of the cynical media maven analysis that introduced this piece, I actually believe the PlayBook has all of these attributes going for it.

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