Higher yields are attainable by investing in lower-credit-quality bonds and foreign bonds, but as yields rise, so do the risks.

FORBES: Buffett's Right, Bonds May Fall Victim To Inflation But Hold Them For Now

The realities acknowledged-begin by making small attainable shifts in your thinking and actions.

FORBES: Sweat the Small Stuff!

What's more, without a gold medal to show for that Olympic performance, those endorsement opportunities are hard to come by, if attainable at all.

FORBES: Magazine Article