The leading Associate countries now play a year-round schedule, with only Kenya currently boasting a contracted line-up.

BBC: Scots & Irish stars could go pro

South Africa has an associate agreement with the European Union, so Henderson can play in England without being classed as an overseas signing.

BBC: Henderson set for new start

John Schloegal, associate editor of All Star Fund Trader , recommends two core funds for play-it-safe investors.

FORBES: How Stable Is Your Core?