The company says it gives its clients' interest top priority, and may reduce its assets under management, restrain its growth, reduce its fees or otherwise change its terms even in circumstances where other firms might feel such actions are unnecessary.

WSJ: Trio of IPOs Have Mixed Debuts

Banks are compelled to hold 30% of their assets in government bonds and give 40% of their loans to the "priority sector, " which includes agriculture and small businesses.

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