Create a written IT security policy that identifies critical assets and defines policies for physical security, account management, and backup and recovery among other areas.

FORBES: Do You Really Need Cyber Liability Insurance?

Looking at the decline in total assets under management, equity assets are currently at about beginning-of-year levels, indicating that while many equity markets have not provided negative returns for the year, dedicated emerging market equity fund managers may have lightened up in their positioning to account for this retreat in assets under management.

FORBES: Emerging Market Sell-Off Continues

Full-service brokers offer that sort of account at fees of about 2% of assets under management.

FORBES: Charles Schwab, Version 4.0

While Nationwide's endorsement fee is ASEA's largest revenue source, there is also a "Draw Down" account funded by a separate 0.07% fee on assets under management.

FORBES: Kickbacks