There are foreign investors, NGO workers, diplomats, as well as backpackers and young travellers lured by holiday brochures describing Cambodia as an "enthralling destination" and eulogising the "warm, enigmatic people".
As a result of shifting responsibility for retirement planning onto workersand financial product innovation, virtually all Americans (and foreign investors for that matter) that had accumulated any degree of wealth turned to financial services firms for expert, independent investment advice and investment products.