As a small business owner, asking your existing broker for a quote is not going to solve this problem as it will require a new method behind providing employees with health insurance.

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The problem is everyone understands that this bug can serve as an alibi for your smoking gun.

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We study your market and your place in the market and then create a solution for what we perceive as a competitive problem you face.

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"As long as you are not hacking the company you work for and destroying your reputation, you are going to have no problem getting jobs, " Del Torto said.

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The moral: As you go about looking for market opportunities make sure they play to your strengths, in addition to solving a huge problem.

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