The locations and numbers of offshore wind turbines in the London Array wind farm were altered to take account of red-throated divers.

BBC: Jobs or birds: Turning Rio rhetoric into reality

With such an option, also called a brokerage window, you can essentially turn your 401(k) plan into a regular brokerage account where you can trade a wide array of mutual funds, in some cases also exchange-traded funds and stocks.

FORBES: Gray Lady Points Readers To a 401(k) Trap

But Mr Glendinning thinks the bank is using a confusing array of charges to hide the true cost of its account.

BBC: NEWS | Programmes | Moneybox | High charges for Co-op overdraft