After the accident, he reportedly drove a friend home and discarded the arm, before turning himself in.

BBC: Brazil outrage over Sao Paulo cyclist's lost arm

The biggest savings come if you pay off the loan within the five to seven years before the ARM adjusts--effectively turning it into a very short, very low-rate fixed mortgage.

FORBES

Driven by a key-wound spring, the monk walks in a square, striking his chest with his right arm, raising and lowering a small wooden cross and rosary in his left hand, turning and nodding his head, rolling his eyes, and mouthing silent obsequies.

FORBES: The World of Clockwork Robots