This problem is apt to get even worse with an entirely new slate.

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If you are using a 529 plan to save for college, make sure the plan is listed under your name and not your child's, Mr. Chany says. (If necessary, you can easily change ownership of the account.) That way, you are apt to get more aid money.

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You could also get around APT by barter, but barter is very expensive.

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People who are going to work voluntarily on holidays and weekends are apt to use whatever technology they like to get the work done.

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The problem with an APT-style attack is there are so many ways to get in, so organizations should look more closely at introducing Multi-Factor Authentication in the cloud, as the new PCI Virtualization Guidelines strongly recommend.

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Oliver is a bit of a young dog: not nasty, certainly, but a spy and a manipulator, not always brave, and very apt, for all his smarts, to misunderstand things and to get into ridiculous situations.

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Less certain (but certainly believable) is an iMac refresh, which would again get served with a Retina display, and a fourth major Mac update is apt to see the practically forgotten Mac Pro or the Mac mini updated with bolstered internals.

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