Families applying for federal grants or subsidized loans must complete the 128-question, Free Application for Federal Student Aid form.

FORBES

Both offer fast approval times, minimal application paperwork and government guarantees of up to 85% for the smallest loans.

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At the very least, there was the basic four page Uniform Residential Loan Application (Form 1003) that was the foundation and the starting point for ALL mortgage loans.

FORBES: The Great And Powerful New Ability-To-Repay Rule