But the application was filled in by a broker who made a mistake and ticked the "no" box.
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She figured out later that the broker had inflated her income on the application.
NPR: New Century's Borrowers Worry for Homes
He also gave credit to a friendly real estate broker who got comparable sales and filled out the appeal application.
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One said his mortgage broker lied to him and overstated his income on his loan application.
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