Mittal pays a tiny dividend, so you can safely assume he will pile up some cash and then buy something.

FORBES: Carnegie would be jealous

This rule is called the "wash sale" rule, and it says that when you sell something for a tax loss and then buy it right back you can't claim the loss.

FORBES: Some Incentive

But now and then I try something so compelling I just have to buy it.

FORBES: Spare Batteries

And if the labyrinth of racks find you swearing up a storm because of the way ready-made clothing fits, then buy something slightly larger than you would normally wear and get thee to a tailor, where hems, nips and tucks can customize nearly any piece of clothing.

FORBES: Small Business People Don't Automatically Get a Pass on Dressing for Success

So if you want to get -- if you want to buy a house, then putting zero down and buying a house that is probably not affordable for you in case something goes wrong, that's something that has to be reconsidered.

WHITEHOUSE: Presidential Press Conference