Our friends at Make share our enthusiasm about independent inventors, tinkerers, and makers of all stripes driving innovation in the technology world, and we're excited to welcome them as an official Expand media partner.

ENGADGET

He identified it as a major problem for banking competition and innovation in the banking industry - and proposed a new independent regulator.

BBC: UK banking reforms: What's new?

Unlike regulations promulgated by EPA, which are designed to punish those within the industry, FDA regulations encourage innovation in the field by fast-tracking life-saving new drugs and offering independent research for all drug manufacturers.

FORBES: Regulatory Lessons from Obama EPA Appointee's Resignation