In it she correctly anticipated that unregulated markets and huge financial institutions would, inthe near future, have grave consequences for the rest of the world.
Many bankers complain the new rules impose heavy compliance costs and business restraints that will make it harder to earn profits inthefuture, andand they predict a number of unintended consequences.
Marketers are mislead to think that they promotionally come out ahead with incremental sales and profits in spite of lower margins because mix models do not measure the longer-term negative consequences of cannibalized, future full-margin sales.