Even where a loan is related to development, risk can be managed with guarantees, additional capital and cash flow projections based on reasonable assumptions.

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The Economist has crunched the numbers and found that, based on reasonable assumptions about these three variables, China could overtake America in the next decade.

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What follows is a back-of-the-envelope view of monthly loan capacity based on what sources see as reasonable assumptions (and no outside shocks to upset the apple cart).

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So people have to decide based on past experience and immune status how much of a risk seems reasonable for them.

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This is a reasonable argument based on irrefutable laws of supply and demand, but other factors exist that affect the supply of currency in the economy.

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Whether the verification process undertaken is reasonable will be an objective determination, based on a facts-and-circumstances test.

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