And I know that when that beautiful baby comes out, the first thought in your mind is going to be: I need to buy more life insurance.

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Ms. MURRAY: When my husband I went out to dinner, I had the thought that we were supposed to adopt from Russia, and kind of having a conversation with myself, saying, no, you know, it's expensive, I--you know, we want a baby and what have you.

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Ms. ANGELA SUZCH (Widow of Sergeant First Class Shawn Suzch): I had some health issues, and I told him, I was like maybe you can stay home for a little longer, and he looked at me, he's like no, I know you'll be okay with the baby.

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