And no cheating: you cannot simply recharacterize amounts that are ordinarily stated separately on the settlement statement, such as administrative fees and application fees, as points and take the deduction.

FORBES: Taxes From A To Z (2013): J Is For Junk Fees

Let me take a moment to tell you about the two most important ones: application white listing and minimizing administrative rights.

FORBES: Conversations On Cybersecurity, Part 4: Effective Protection