But both Stretch and Zerbe have an answer to that: Include tax breaks that would put cold cash now in many businesses' hands--for example, an extension of the now-two-year-period in which business can carry back their net operating losses.

FORBES: Obama's Tax Choices

For example, even if you did not request an extension to file your 2010 tax return and actually filed your return on or before April 18, 2011 (because April 15 is a holiday in the District of Columbia), you have until October 17, 2011, to re-characterize your 2010 Roth IRA rollover or conversion.

FORBES: Before you get out the checkbook, second thoughts on your Roth IRA conversion...