Since they can't pay the bills with so little take-home pay, they'll need to withdraw a comparable amount of money from their taxable-investments accounts.

FORBES: Expert View

One spouse could be given special powers, such as a power to withdraw a fixed amount of trust property each year or a power to appoint trust property (in equal or unequal shares) among your descendants.

FORBES: Spousal Lifetime Access Trusts--Use Your Gift Tax Exemption Without Giving It All Away

He confirmed that all Cypriot banks will remain closed until Thursday and that capital controls will be placed on the size and the amount of money people will be allowed to withdraw once the banks have reopened.

BBC: Business

Those who lose their jobs could withdraw up to a fixed amount per month, with the government providing some basic benefit if the account is exhausted.

ECONOMIST: Against the day when you lose your job

One of the many challenges is the various rules that restrict the amount of money that they can withdraw from a retirement plan that will not be subject to a penalty.

FORBES: The Early Retirement Income Challenge