Equally important, many shoppers end up spending more than the face amount of the gift certificate.

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Tec had purchased a certificate on a small amount of taxes that had been deemed delinquent after MJ had acquired a certificate on even more delinquent taxes.

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Mr Zaluda was presented with a framed certificate and a cash reward but the amount was not disclosed.

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Mr Patel collect a framed certificate and a cheque for an undisclosed amount.

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Everyone supplying electricity to end users must purchase some amount of that higher cost power: or pay a fine (by way of purchasing a renewables certificate) for not doing so.

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