Nobody has taken any responsibilities for anything that they may have done to this man but, because I was in the wrong place at the wrong time, then here Iam.
The participation of the inmates is a sign of their own reflection of their wrong-doing and Iam certain it will lead to better decisions in the future.
The not-regulated-soon-enough mortgage industry has long been in need of oversight and you would be wrong to surmise that Iam advocating industry pushback against over-regulation.