Insurers will alwayshonor their agreements with existing policyholders so if you get a policy now, ten years from now you may end up being in the coveted position of having something no one else can get.
This was an eye-opening experience and one that always left me asking the question - how does one, who sacrifices so much and serves their country withhonor and respect, find themselves is such a helpless and hopeless state?