And in his own eyes, Frank was always a loser.

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But there is always a loser under eminent domain.

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If a train trip takes more than three or four hours, five at most, rail travel will always be the loser.

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It is a victory for merchants and Amex, which has not settled, could be the biggest loser because it has always charged merchants the most for the privilege of being able to accept American Express cards.

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And for those of us of a certain age, there is always the tale of Peter A. Cohen, the 1980s investment banker, formerly with Shearson, who was a loser in the celebrated scramble for a leveraged buyout of RJR Nabisco.

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