Some of the smaller banks also -- although they weren't involved in some of the crazy stuff that was going on on Wall Street -- frankly were just way overextended when it came to the commercial real estate market, built a lot of malls out there, a lot of strip malls out there.
For instance, I used to be a server and when you are a server, although a very general job, you are multi-tasking like crazy when you are busy, which being in public relations you are continuously mutli-tasking.