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Yes, in normal times the money should flow through the banks, but fiscal stimulus offers an alternative path for the flow of money when it cannot flow through a damaged banking system.
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The main alternative to allowing the free flow of capital is to re-introduce some form of exchange controls on capital movements.
BBC: Curbing global turmoil
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Free cash flow, an alternative non-GAAP measure of liquidity, is defined as net cash provided by operating activities less capital expenditures.
ENGADGET: Google's Q4 2011 results: $2.71 billion profit, $8.13 billion in revenue, Wall Street disappointed
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The non-GAAP measures, as well as free cash flow, an alternative non-GAAP measure of liquidity, are described below and are reconciled to the corresponding GAAP measures in the accompanying financial tables.
ENGADGET: Google announces Q2 earnings: $9.02 billion in revenue, $2.51 billion in net income
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Seagate said it will fund the dividend and share repurchases through a combination of cash on hand, future cash flow from operations and potential alternative sources of financing.
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In summary: while alternative lenders can provide the means for growth and cash flow salvation to a growing venture, entrepreneurs should examine these lending products and partnerships with both eyes open, to stay both sharp and aware.
FORBES: 'Money, Money' -- How Alternative Lending Could Increase Your Company's Revenue in 2013
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There is also still a steady flow of businesses investigating e-commerce as an alternative to costly retail premises.
BBC: Small firms fighting the recession
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Measuring electricity flow, for example, would allow utilities to avoid outages and to make room for alternative electrons.
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He's pursuing returns he thinks will exceed U.S. markets by at least 15 percentage points but also hoping to spread the message that the free flow of private equity and venture capital to bright entrepreneurial firms in Africa can be a superior alternative to the traditional development funds funneled through the likes of the World Bank.
FORBES: Champions of Free Enterprise