Steven and Margret are unlikely friends, living and working half a world apart, but are united by a common desire to facilitate all of the good things people are doing in the world to build self-reliance through financial empowerment and education, and in so doing, they are leaving their marks on the world.

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Now, this is all well and good in a world of consistency where we can sort out the few key things for a task and relentlessly drive toward them, but what if they keep coming up with a new list every year?

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