However, investors were quick to see advantages in BND over AGG, and money started flowing in.

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Increasing third-party billing for non-service related injuries by 10 percent, suggested Agg, would free up more money to help service-related injuries.

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Tickers for suitable funds matching the above allocations are, in order: SCHB, VEU, AGG, VWLTX, SCHH, VB, VO, VDE, JNK and VUSTX .

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"If you don't buy today, you are not going to buy twice as much tomorrow to make up for it, so there are losses, " Mr Agg said.

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Steve Agg, chief executive of the Chartered Institute of Logistics and Transport, said the country appears to be much better prepared for this latest spell of bad weather.

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For example, the Lehman Aggregate Bond Index contains more than 6, 000 bonds, but the Barclays iShares Lehman Aggregate Bond Fund ( AGG) contains only a little more than 100 of those bonds.

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Over the past decade or so, the worst loss suffered by Lehman's Aggregate Bond Index (amex: AGG - news - people ), a proxy for the entire bond market, was a 3.5% decline over two months in mid-2003.

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