The tax laws changed and may have an adverse effect on your situation if your spouse were to pass away this year or next.

FORBES: Connect

"As a result of adverse publicity from the poultry supply situation in mid-December, China KFC sales experienced a sharp decline, " David Novak, chief executive of Yum said in a statement.

BBC: Yum Brands profit dips amid food safety scare in China

Holschier said passengers were resigned to the situation as they were well aware of the adverse conditions.

CNN: Heavy snow snarls travel in northern Europe

" The central bank said it was "monitoring the situation and is prepared to act as needed to mitigate the adverse effects on the economy arising from the disruptions in financial markets.

NPR: Fed Lowers Discount Rate to Calm Markets