The law's provisions kick in when "adverse action" is taken against a person, such as a decision to deny insurance or increase rates.
The law requires that people be notified of any adverse action and be allowed to dispute the accuracy or completeness of data, according to the FTC.
Because of the FCRA, Social Intelligence has to make sure its clients inform job applicants if they took adverse action based on something found on the Internet.
Within 60 days after being so notified, you are entitled to a free copy of your credit report upon informing the credit rating agency of the adverse action.
Any person who takes adverse action against you based upon a credit report must notify you in writing of the identity of the credit reporting agency and the adverse action taken.
One way is to require that entities that deny benefits to consumers based upon information obtained from information brokers provide notice to the affected consumer, similar to an adverse action notice under the FCRA. This would allow the consumer to contact the information broker and access and potentially correct the data upon which the denial was based.
FORBES: Brief Takeaways -- and a Pretty Diagram -- from the FTC's Online Privacy Recommendations
In civil disobedience - which has a very proud tradition that includes Mahatma Gandhi, it includes Dr. King, you know, there's no shortage of examples - part of the concept is that you dramatize an important public issue by sacrificing yourself in some way, whether it - not necessarily, you know, in terms of giving up your life, but in terms of exposing yourself through adverse action by the government.
If you ever get one of these adverse-action letters, any efforts to dig a little deeper into the circumstances behind your low score requires more perseverance than most people are willing to put forth.
"(ii) reasonable alternatives to the action with adverse energy effects and the expected effects of such alternatives on energy supply, distribution, and use" (Sec. 2(b)).
WHITEHOUSE: Memoranda 01-27 (Guidance for Implementing E.O. 13211)
"The court's action undermines parents' ability to protect their daughters from such exploitation and from the adverse effects of the drug itself, " Deirdre McQuade, spokeswoman for the U.S. Conference of Catholic Bishops.
The U.S. court action flows from an international arbitration Chevron is pursuing against Ecuador to counteract the effects of any adverse ruling in that country.
FORBES: Judge Orders Deposition Of Chevron's Covert Filmmaker
Just last week, for example, the Supreme Soviet further delayed action on an emigration bill, this time citing concerns over a potential "brain-drain" and adverse budgetary implications arising from the 10-20 billion ruble cost to print new passports and customs forms which would be needed to implement the new law.
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