In the first five months of the year, Spain's banks lost 3% of their deposits as savers moved their cash to perceived safe havens, such as Germany, or spent their accumulated savings to make up for the collapse in their incomes.
Even if no one has mailed in premium payments for years, the policy might be in force because at some point it became "paid-up, " meaning accumulated dividends are enough to cover annual premiums.
Not only do you get a series of individual movies capable of standing up on their own right while cross-promoting each other, you get team-up movies that get to ride the accumulated hype of each character.
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However, the steps could not hide the fact that Vance and Wellington, neither of whom had ever purchased ClearOne shares before, accumulated large numbers of shares in the period leading up to the announcement and then immediately sold those holdings immediately after the announcement.
We made a conscious decision at the start of the quarter to focus on catching up with this accumulated waste-mining shortfall.
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That forces the countries to borrow more, so forcing up accumulated debt.
The Met Office has warned that up to 10cm (4in) of snow could have accumulated in southern parts of Sussex and Kent by Tuesday morning, and has issued an amber "be prepared" warning.
Roger Bilham, a geophysicist at the University of Colorado, says the latest quake may have released only a tenth of the pent-up energy that has accumulated along the region's fault lines due to tectonic shifts.
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Having accumulated more capital, insurers and reinsurers must write ever more business to prop up the return on it.
Of even greater importance are the central government's attempts to clean up the banks' balance sheets, removing their accumulated bad loans.
This is also a step up from typical credit card rewards, which typically have to be accumulated over the months and then redeemed.
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But I also believe that over the long term, the strength of our economy is going to depend on how we deal with the accumulated debt and deficits that have built up over the last decade.
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As they move toward their retirement years, the lifetime of wealth that they have accumulated is showing up in the types of homes they are demanding - and falling interest rates mean that they can afford to buy even more.
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