They often ask for bank account or credit card details for the refund to be paid in to.

BBC: Tax form

The new edition of the DSM will be the first to be updated electronically and is designed to be a "living document" that can take into account emerging science, though the details for updating the manual haven't been worked out yet, according to David Kupfer, head of the DSM task force that oversaw the revision.

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Nick Pickles, from civil liberties group Big Brother Watch, said that when children leave home it is not uncommon for them to use their parent's address for their correspondence and bank account details.

BBC: Council tax form

Microsoft are making similar moves with Windows Phone to direct people to register via a Windows ID and set up payment for the Windows Store, and Google has the requirement for a Google account and payment details to fully engage with Android.

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Indeed, his media advisor--a former editor of a prominent Asian newspaper--should've known better, doing a bit more advising for his free options than simply advising of his bank account details should the site ever take off.

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Users are then responsible for registering a single account with a valid email address, credit card details along with a billing address (alternatively, a valid Paypal ID).

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PageOnce, available to US residents, remains the safest online service for bill-paying and managing personal accounts, partly because it does not store your checking account details, so no hacker can potentially come in and steal the information to drain your savings.

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