According to the Aite Group, nearly 10 million US cardholders experienced acceptance issues with credit cards when travelling abroad in 2008.

BBC: Microchip technology added to two US credit cards

Both Ford Motor Credit and General Motors Acceptance Corp. leases were 12% of parent company sales last year, down from 19% in 2000.

FORBES: Magazine Article

World Acceptance funds itself through lines of credit from Wells Fargo and Bank of America, so those banks already have exposure to consumers with lower credit scores, who pay higher interest and pose a greater risk of default.

FORBES: Connect

Tim Hortons' new all-in-one PIN pad technology supports all methods of payment on one device, including chip and pin, tap and swipe payments for acceptance of Tim Card, debit cards, credit cards and now mobile payments.

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Also, unlike Visa and MasterCard, American Express only issues charge and credit card products but not debit cards, which have been gaining widespread acceptance over the past couple of years.

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Since General Motors (nyse: GM - news - people ) announced the sale of a 51% share in General Motors Acceptance to a private equity group, some have speculated that Ford could sell all or part of its Ford Motor Credit financing arm.

FORBES: Putting On A Private Face