Medical care providers, who will be paid as a team rather than each provider getting a separate payment, will have latitude to design and develop how they deliver the care to improve outcomes.

FORBES: Move up http://i.forbesimg.com t Move down

Under the universal credit, claimants will get a single payment, instead of potentially several, separate payments as happens currently.

BBC: Welfare reform will restore fairness, says Duncan Smith

For purposes of the recapture rule, the three year period starts with the first calendar year you make a payment qualifying as alimony under a decree of divorce or separate maintenance or a written separation agreement (do not start the clock if the payments were made under temporary support orders).

FORBES: Taxes From A To Z (2013): R Is For Recapture

It will require an app-specific PIN and in the first release, all payment card credentials will be encrypted and stored on a chip, called the secure element, that is separate from the Android device memory and is only accessible by authorized programs.

ENGADGET: Google Wallet mobile payment service, Google Offers announced