Sue ends up getting a total benefit equal to her own reduced retirement benefit plus her unreduced excess spousal benefit.

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For each year they wait past 66, they get 8% more (plus an inflation adjustment), for a maximum benefit at 70 equal to 132% of the full retirement age payout.

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With a GRAT, the owner of a company can transfer stock in the firm into a trust for the benefit of heirs and take back an annuity representing the current value of that stock plus a government-specified interest rate, currently 1%.

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Plus the Netherlands has the benefit of being in a position to enjoy higher growth than other Eurozone countries this year and in 2011.

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Plus, successful clinical trials of new drugs routinely show a benefit on such metrics over a 1- or 2-year period.

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Our goal is for businesses like this to understand the importance of maintaining control of their data, plus to help individual users recognize that they would also benefit from a corporate account through additional features and capacity.

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There is also, among other benefits, a disability benefit that pays immediately upon injury, rather than waiting six months, plus other restrictions, as under Social Security.

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So unless Mac sales hit a wall in June, Apple should have some Mac upside in the June quarter, plus all the benefit of the iPad.

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Plus, to the extent that a recession is avoided, profits, and thereby stock prices, will benefit.

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