It sounds prosaic, but it's the first thing a planner will want you to do.
Once you find a planner, interview him as carefully as you would, say, any key employee.
One example they gave was of a planner who was courting the family of a sports star.
Give anyone who calls himself a planner a chance, and you could wind up with a solid plan.
My dad was always a planner, but the things he did to make this processes easier are amazing.
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Pay a planner enough, the thinking goes, and you are assured financial salvation.
You cannot simply stroll into a planner's office, drop off a shoebox full of records and tax returns and then go play golf.
And you will at least have done a lot of spadework if you decide to engage the services of a planner in the flesh.
Its imprimatur persuaded Donald Rutledge, a planner in Chapel Hill, N.
You can run a planner's name through the CFPs' Web site and find out if he or she has been "publicly disciplined" by the accrediting organization.
This technique involves converting only asset amounts that don't push the taxpayer into a higher tax bracket, says Adam Leone, a planner at Modera Wealth Management in Westwood, N.
Roth IRA conversions made in 2011 that hold mainly international stocks may be good candidates for reversal, says Ann Reilley Gugle, a planner at Alpha Financial Advisors in Charlotte, N.
If your net worth is almost all in one company's stock and options, you may need a planner, or at least a tax specialist, to find a tax-efficient way to diversify.
"The market has really held up fairly well with the degree of news, the confluence of different things and the degree of it, " said Barbara Steinmetz, a planner in San Mateo, California.
The lesson here is simple: even if it feels uncomfortable, get second opinions and consider using a financial planner for a longer-term plan.
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So, if you are already paying someone (like a financial planner) a fee to pick funds and securities for you, consider switching to Fidelity and using this product.
Through my experience as a financial planner and a doctor, the people who stop being engaged get old quickly and their brains seem to slip away into uselessness much faster than those who keep working.
Kies, a financial planner with the Planning Center, a financial-planning firm in Moline, Ill.
It would take a brand planner two minutes to conjure up a creative brief for the Democratic brand using these key words: hopeful, caring, beneficial, understanding, changing (for better), ethical and innovative.
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She started the first wedding planning firm in 1993, Very Truly Yours, after meeting a wedding planner in New Jersey and taking a summer course on the subject at Columbia University.
If you work with a financial planner or wealth manager who charges a fee to manage your assets, consider tapping him or her to guide your children on investing their retirement account as well, he says.
Carl Richards, a financial planner in Park City, Utah, has a knack for taking complex financial concepts down to their simplest form.
"I'm a good planner, " said Robert Rivers, 63, a retired New York State employee in Ravena, N.
He was not consciously a military planner: during the second world war he was a sergeant in charge of an anti-aircraft battery in Southampton.
When John Valentine, a financial planner in San Ramon, Calif. who charges a fixed percentage of equity assets, analyzed his clients' returns and volatility over 18 months, those with 24 or fewer securities had a 5% higher risk-adjusted return compared with those owning 35 or more securities.
Recently, a fellow financial planner posed a residency question to one of my partners regarding a Connecticut client who intends to purchase a NY apartment.
He has worked as a Certified Financial Planner, a Certified Divorce Financial Analyst and an arbitrator for the NASD, NYSE and AAA. George is approved by the Florida Licensing Education Section to instruct life, health and variable annuity courses.
One recent case: In New Jersey a financial planner named Thomas Swarts promised clients 14% returns in a "special money market account" he knew of.
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