The picture exists as a thoughtful commentary on our need for outsize heroes to cheer and larger-than-life villains to boo, even as the real picture is often more complicated.

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With this in mind, there is a real need for the old-school bankers to change the culture that exists within their institutions so they can encourage small business creation and growth.

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But if I could go to tripadvisor.com and have my Facebook friends show up and have that infrastructure all there, then there's not going to be a need for another social network, because they're all going to be integrated with the information that already exists at Facebook.

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