Even CCRCs with a more a la carte approach to pricing long-term care generally offer some degree of protection.

WSJ: Family Value: Beyond Long-Term Care

Rep. Bill Cassidy (R-LA) is pushing per-person caps in a bill called the Medicaid Accountability and Care Act.

FORBES: Why Block-Granting Medicaid Will Result in Better Health Care for the Poor

Under Medicare Advantage, seniors effectively get a fixed sum to buy coverage from HMOs or managed care companies instead of having Uncle Sam pay doctors and hospitals on an a la carte basis.

FORBES: Uncommon Sense