These are habits that will be much more important down the line when they want to form a family and buy ahouseof their own, so getting them a credit card early can be great practice and a good way to build credit.
Ryan was one of only 64 House members to vote against a law requiring credit card companies to notify cardholders they were going to raise their interest rates (it passed).
When acting Attorney General James Comey backed him up, then White House Counsel Gonzales and White House Chief of Staff Andy Card went to the hospital to try to get a critically ill John Ashcroft to override the decision.