And if you can't find someone who's a lawyer or a real estate person or somebody like a friend of yours who could look out for you, who could help negotiate--and lenders are trying not to foreclose.

FORBES: How have your funds been doing lately?

They will know you like a friend and will be aware of your concerns and interests at a detailed level.

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So if you want to visit a friend or see a show you can find out which bus to take, just like that?

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You may feel like a bad friend.

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Facebook may well be the new desk toy: you don't need to squeeze a ball, you just need to "like" a friend's status.

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If I'd like to study your profile, I'll send you a friend request with full details of what we're doing, and you can 'accept' and opt in, or press 'ignore' and I won't be offended.

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From now on, rather than sound like a Hallmark card, you might want to heed the following 10 Commandments for Conversing With a Sick Friend.

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