Djokovic produced a couple of fine returns on his way to breaking at 2-1 in the third set and from there on in it was a demolition, with Berdych powerless in the face of some sensational hitting.

BBC: Novak Djokovic makes short work of Berdych in Melbourne

That works just fine in a bull market, which buoys returns and attracts new investors.

FORBES: In the Lurch

While participation in most amnesty programs is relatively simple, you may need assistance from a tax professional when it comes to preparing returns, evaluating your options or reading the fine print on the agreements.

FORBES