There, they can set up a deferred payment plan, for those who mess up their applications or file too late.

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Two problems here: The buyer might default, and a portion of each deferred payment is treated as highly taxed interest income.

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Toyota announced a 90-day deferred first payment program to assist consumers in the region.

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But in a January exercise, at the start of the tax year, payment of the additional tax can be deferred for 15 months, as late as the April of the following year.

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