The midst of a crisis is no time for contingency planning.

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It is disgraceful that our council did not make any contingency plans for a catch-up service during this time.

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So now, before another recession hits you, take some time to work through a system for economic contingency planning.

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At the same time, serious consideration should be given to creation of a Contingency Energy Fund (CEF) that could be drawn upon (like the emergency currency stabilization package and food aid being offered by Western nations).

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The same applies to his careful, but pointed, confirmation that the UK authorities have indeed been drawing contingency plans for a country leaving the euro, "and have been for some considerable time".

BBC: Sir Mervyn, the UK and the euro