Users are then responsible for registering a single account with a valid email address, credit card details along with abillingaddress (alternatively, a valid Paypal ID).
However, while investigating the breach over the weekend, Honan said he confirmed twice with Apple tech support that only two pieces of information are required to get access to an iCloud account: abillingaddress and the last four digits of the credit card associated with the account.
U.S. lenders report loan and credit-card activity to credit bureaus based on billing addresses, but that activity could stop if you change your credit-card accounts and loans to a foreign address.