Bottom of the pile were the French, seen as a bad risk for passing on sensitive technology to third countries.
Right now, insurance companies have free reign to cherry pick the healthiest patients and shut out anyone who seems to them like a bad risk.
The credit rep told her the bank had seen problems on her credit reports reflecting her difficulties with her other lines of credit and had decided she had become a bad risk.
FORBES: How To Avoid The Credit Card Nightmare of Universal Default
You can read it all at the newspaper link but shocking as why else would this occur other than predictive modeling giving a bad risk assessment when in fact nobody has missed a payment?
That opinion changed in a hurry when some noncreditworthy homeowners were unable to make their payments as a boom in the U.S. housing market stalled, leading to a global credit crisis in which any risk was considered a bad risk.
At least that is the way it works when an ordinary citizen judged to be a bad credit risk seeks a loan.
"For someone at low genetic risk, being in a bad environment conveys only a modestly increased risk of drug abuse, " says lead study author Dr. Kenneth S. Kendler, professor of psychiatry and human genetics at Virginia Commonwealth University in Richmond.
O'Neal basically said yesterday when he was talking to investors that the company had done a bad job of risk analysis, which, outside of Wall Street means, you know, they kind of got in over their heads.
This would be bad for shareholders, who would not get a good price, and bad for employees who would face a higher risk of being laid off.
Banks, Kaufer says, use similar descriptive analysis to determine if you're a good or bad credit risk.
That is not bad for a risk-free asset with a maturity of one to six years in theory, and often only a few months in practice.
By contrast, Goldman's value-at-risk the amount it could lose on a bad day and thus a widely used (if imperfect) measure of risk appetite hit a new high last quarter, jumping most in equities, even as stockmarket volatility fell.
Don't let Tom Bodett kid you: a room at the 'lowest price of any national chain' is not a good thing if you're checking into a voodoo hellhole where there's a good risk of something bad happening to you.
The first that will likely come to mind is risk of making a bad hire.
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How can mid-market CEOs reduce the risk of making a bad deal?
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"The daily risk of getting a bad lung illness with CF plus treatment is 0.05 percent, " he went on, and he wrote that number down.
Those who have a single copy of the bad gene still suffer from very elevated cholesterol and a high risk of heart attack, and might also use 301012.
Being long a naked option may not be a bad thing on its own, but it puts you in a different risk scenario, and is not the point of your original trade.
It should not, then, come as too much of a surprise to find that endless bad news about health is, itself, a possible health risk.
The downside is they are also more likely to make mistakes, less likely to have a back-up plan if things go wrong, bad with details, and more likely to take a risk that lands them in hot water.
The second aspect of investment risk, peculiar to 401(k)s, is the risk that your employer makes a bad choice in determining what investment alternatives to offer employee participants in the plan.
FORBES: 401(k)s: Far More Dangerous Than IRAs (March 2, 2001)
Consistent with this, there is a case for restrictions on the way in which cigarettes are advertised and sold: because cigarettes are addictive and dangerous, children are at risk of being hooked by a bad habit before they are old enough to make a reasoned calculation of the odds.
Most operate within a web of risk limits, documentation requirements and other rules that make it easy to turn a bad bet into a criminal matter.
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Of course, there is a necessary element of market risk here: every bad outcome suffered by an alternative investment fund is not necessarily proof of incompetence or malfeasance.
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The market had basically held true to its news-driven moniker by falling on bad news relating to the risk of a nuclear catastrophe and then rising when those worries abated in the afternoon.
People who are unlucky enough to inherit the bad version of both genes have a thirtyfold higher risk of macular degeneration, says University of Utah geneticist Kang Zhang, who helped nail down the second gene after Yale University researchers first spotted it.
The failure to adopt radical new policies to jump-start the economy and in one fell swoop to resolve the insolvent bank situation by ridding the overhang of toxic bad paper "increases the risk of a further dramatic equity sell-off, " says Christopher Wood, CLSA emerging markets analyst.
Allstate went with a frisky higher-risk investment strategy to boost its returns, and as a result got hammered during the Bad Days, as its still-ailing stock demonstrates.
FORBES: Buybacks May Not Be Enough To Get This Insurance Stock Moving
Lower-risk funds have the reverse pattern, a bad grade for bull markets but a good one in bear markets.
Until there is a risk both of discovery and punishment, such bad behaviour will continue, except now people know to be more careful in their shady dealings.
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