This is superior to the old self-report system associated with badges because now a potential employer can verify the authenticity of badge information through a third party system rather than just by trusting the applicant.

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Ask employers to verify the applicant's stated employment dates and income (if the employer refuses to share this information, ask the applicant for a pay stub).

WSJ: Weeding Out Deadbeat Renters��WSJ House Talk

The three major credit reporting agencies, Equifax, Trans-Union and Experian, collect similar information to help businesses answer a basic question: Is the loan or credit applicant a good risk?

FORBES: Magazine Article

The three major credit reporting agencies, Equifax (nyse: EFX - news - people ), Trans-Union and Experian, collect similar information to help businesses answer a basic question: Is the loan or credit applicant a good risk?

FORBES: Deciphering A Credit Report