受抵押贷款业务问题的影响,美国银行正在剥离资产并裁减员工,以期通过瘦身达到高管所希望的更健康的状态。
Plagued by problems in its mortgage business, Bank of America is shedding assets and employees in an attempt to get leaner and, its executives hope, healthier.
银行通常适用这种模式,它们分别划分成小额银行业务、信用卡和抵押贷款服务。
Banks often fit this model with separate divisions for retail banking, credit card, and mortgage services.
在银行业务领域,可以将抵押处理外包给抵押业务提供者。
In the banking domain it could be that processing mortgages is outsourced to a mortgage provider.
有分析家称:“综合性银行就相当于受监管的、抵押业务支撑的超级债券。
“The universal bank is the regulatory equivalent of the super-senior mortgage-backed bond,” says one analyst.
因此,抵押业务提供者可以成为银行的业务合作伙伴,从而要求获得一个对应的参与者身份。
Therefore the mortgage provider would be a business partner to the bank and require corresponding actors.
此后,由于投资银行所创造的一系列令人眼花缭乱的新型信贷产品,此类资产(尤其是按揭抵押债券)再包装业务的规模与复杂性便一路飙升。
Thereafter, the scale and complexity of this repackaging (particularly of mortgage-backed assets) hugely increased as investment banks created an alphabet soup of new debt products.
市场方面,知道的有汇丰银行这样的公司,在发生了170多亿的亏损之后,已经决定要放缓他们在美国的住房抵押业务。
On the market side, you have companies such as HSBC (HBC, news, msgs) that have decided to wind down their home mortgage business in the U.S. after generating more than $17 billion in losses.
就在10月26日,巴克莱银行宣布收购了标准人寿保险公司的抵押贷款业务。
On October 26th it was announced that Barclays, another big bank, is to buy the mortgage-banking operations of Standard Life, an insurance company.
一些银行将这笔资金的使用限定在缴纳房子的首付款上,从而为旗下的抵押贷款分支机构带来业务。
Some Banks restrict the use of funds to down payments on a house as a way to bring in business to their mortgage arms.
似乎缩小的这一点是由于银行为了抵押贷款业务竞争更加激烈。
This narrowing owes little, it seems, to banks competing more vigorously for mortgage business.
好账银行将持有北岩的小额零星存款业务和现存的一些抵押贷款,坏账银行不会持有任何存款而只得到剩下的资产。
The good bank will keep the retail deposits and some existing mortgages. The bad bank will take no deposits and look after the remaining assets.
德国银行在国内无法疯狂地开展抵押贷款业务,转而大笔购买美国的次级房贷。
German Banks that were not able to go mad on mortgages at home bought up American subprime loans instead.
据英国《金融时报》报道,中国银行已开始向急需信贷的英国借款人提供住房抵押贷款业务,利率低于该国许多老牌银行。
Bank of China has started offering mortgages to credit-starved British borrowers at rates that undercut many of the deals available from established UK lenders, the Financial Times reported.
然后,随着其他银行加强了他们的抵押支持业务,摩根大通基本上就出局了。
Then, as other Banks ramped up their mortgage-backed business, JP Morgan largely dropped out.
Lewis先生对在抵押贷款市场的扩张期待已久,因为这是零售银行业务的基石中,美国银行唯一不擅长的一块。
Mr Lewis has long wanted to expand in mortgages, the only "cornerstone" retail-banking business in which his bank is not a force.
第四章,就我国现在贷款银行、保险公司及借贷人(被保险人)的在个人抵押商品住房贷款保险业务中的冲突,进行了详尽的分析。
Chapter four, has carried on exhaustive analysis conflict of the insurance business about our country lending bank, insurance company and debtor (the assured) in insurance of the home mortgage now.
韦伯认为“区域链”会在银行业务、第三方托管、保险和抵押业务方面撼动经纪人的地位。 。
Webb believes blockchain will disrupt the middle men in the banking, escrow, insurance and mortgage sectors.
长期以来,我国的住房金融主要是依靠商业银行个人住房抵押贷款、住房公积金贷款业务。
For a long time, the major sources of home finance are coming from home mortgage loans and housing mutual funds.
大型金融机构和投资银行获得在非常低的价格次级抵押贷款发起人和业务人员。
Large financial institutions and investment Banks acquired subprime mortgage originators and servicers at a strikingly low price. Country-wide financial Corp.
个人住房抵押贷款业务对于改善银行的资产结构、化解金融风险、形成新的利润增长点具有十分重要的意义。
Obviously, private mortgage loan plays a significant role in improving commercial Banks' capital structure, lowering financial risks and locating new profit mounting up points.
小额贷款,特别是贷给小企业的无抵押款项是一项劳动密集又成本不菲的业务。 以墨西哥国民银行为例,客户年均贷款额为152美元,需要支付的利息为450美元。
Microfinance, especially lending to microentrepreneurs with no collateral, is labour-intensive and costly—in Compartamos's case, around $152 a year per client, with an average loan of $450.
银行在办理信用证抵押贷款业务中通常都要求申请人提供信用证正本作抵押。
Thebank usually asks the applicant to pledge the original true L/Cagainst packing loan .
银行渴望继续参与向全球金融市场供应抵押担保的证券这一有利可图的业务。
Banks are eager to continue to participate in the profitable business of supplying mortgage-backed securities to global financial markets that are, in turn, hungry for high-yielding assets.
国内的商业银行在开展个人无抵押贷款业务,制定风险控制措施时,也可以作为有益的参考。
The local commercial banks could take as reference when they launch personal unsecured loan products and set up risk control measures.
国泰无抵押贷款集团有限公司有多年经验丰富的业务团队组合而成,业务往来的银行有数十家以上,能提供您最具优惠的贷款利率。
Cathay Pacific unsecured loan group Co., LTD has many experienced sales team, business Banks have dozens of above, can offer you the most preferential loans.
随着建元2005-1住房抵押贷款证券化的问世,各商业银行纷纷开展各自的MBS发行业务。
With the appearance of 2005-1 Jianyuan Mortgage-Backed Securities, many commercial Banks launch their own MBS and issue the security one after another.
随着建元2005-1住房抵押贷款证券化的问世,各商业银行纷纷开展各自的MBS发行业务。
With the appearance of 2005-1 Jianyuan Mortgage-Backed Securities, many commercial Banks launch their own MBS and issue the security one after another.
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